Credit Clinic Auto Financing After A Divorce


Getting An Auto Loan After A Divorce Is Hassle-Free At Team University Chrysler Dodge Jeep and Ram In Florence, AL


Going through a divorce isn't extremely easy. Studies indicate that approximately 30-percent of motorists that have gone through a divorce will or have experienced a decline in their credit score. If your divorce has left you with a less than perfect credit score, you can still be able to get an auto loan that works for you at University Chrysler Dodge Jeep RAM-Fiat. Our talented Finance Department will assist you throughout the entire process from applying for a bad credit loan, getting you unique terms and rates from one of the bad credit lenders we work with to ensure that you are on the right path to pay off your bad credit loan. University Chrysler Dodge Jeep RAM-Fiat also specializes in refinancing auto loans for motorists that have a joint auto loan with their ex-spouse. Do not stand by while your credit score is tarnished. Protect yourself against a damaged credit score after a divorce with a refinanced auto loan from University Chrysler Dodge Jeep RAM-Fiat Florence.

If you plan on applying for a bad credit loan after a divorce, there are some tips that you can do to ensure that your approval goes smooth, which include:

  • Bring proof of income to the dealership when applying for a bad credit loan.
  • Get a copy of your credit report and look for any issues or problems. If your name is on a joint debt that has become delinquent, it could affect your credit score in a negative manner.
  • Be prepared to make a sizable down payment on the vehicle of your choice.
  • Shop with a dealership you've shopped with before. If you're a motorist in Florence, Muscle Shoals, Sheffield, Tuscumbia and Rogersville, AL, University Chrysler Dodge Jeep RAM-Fiat is a great place to shop!
  • Bear in mind that you are more than a credit score. Tell your financial advisor your story and be able to prove your responsible credit history. Going through your recent change in your credit score may go a long way in getting you approved for an auto loan.
  • Getting pre-approved for a loan will help you get better rates. Fill out a secure online credit application on University Chrysler Dodge Jeep RAM-Fiat Florence website to get started and we'll send you an online quote in a speedy manner.

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  • Monday 8:30am - 8:00pm
  • Tuesday 8:30am - 8:00pm
  • Wednesday 8:30am - 8:00pm
  • Thursday 8:30am - 8:00pm
  • Friday 8:30am - 8:00pm
  • Saturday 9:00am - 8:00pm
  • Sunday Closed